By Clare Almand
27 Jun

This CHD Patient Will Marry You For Your Health Insurance

Wednesday, June 27, 2012

I’m not saying that I want the world to end on December 21, 2012, the last day of the Mayan calendar. I’m saying that should I live to see December 22, I will be living to my 26th birthday—also known as my last day with health insurance.

This is not a political essay, but I owe a wealth of gratitude to Obamacare. The new healthcare plan is the reason that I was able to quit a government job that was slowly crushing my soul, get on my parents’ insurance, and try my best to use this amazing one-year gift to break into the entertainment industry. And you know what?

I did it.

The unpaid internship I took at a TV production company in New York City turned into a paying job. But there’s a catch. They took me on as a freelancer because they needed extra help, so my job could end suddenly if they decide they don’t need me anymore. Also, I have no benefits whatsoever.

So the realization that my half birthday occurred a few days ago felt more like a warning: You have six months left to figure something out.

They are limited, but I do have some options. There’s COBRA, which I know has been really helpful to people who are out of work or just finished school. While it looks like the best option immediately following the drop, I’m not sure how long I’ll be able to benefit from it. Most people in the entertainment industry get health coverage through unions like the Directors Guild of America, Producers Guild of America, etc. But guilds have requirements for joining that I may or may not meet by the end of this year.

There’s a third option that I’ve been considering: marriage. Just kidding. But seriously, think about how much easier that would be! So if you think you’d be interested in an intelligent young woman with a really bad heart, you can leave your e-mail in the comment section. I don’t really want to marry a stranger in a suit because he’s got Blue Cross Blue Shield, but I also don’t want to pay for my next ICD out of pocket. I cannot afford a $20,000 battery.

So let me ask you CHD community: How are you paying your medical expenses? Where is your health coverage coming from? Do you know any single men with scar and/or robot fetishes?

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